Sue
Richardson, a vocational evaluator for Bayaud Industries, a Denver employment workshop for
the disabled, says that in her 12 years of professional experience, no disabled person she
knows of has received Social Security disability benefits the first time he or she has
applied.
Gabriel
Scott, who operates Disability Associates Inc. in Colorado wants to change all
that. Scott estimates that 80 percent of the 2.7 million people who apply for Social
Security disability benefits nationally each year fail to get them, and most of those
people stop trying. Scott also estimates that hundreds of thousands of those failed
applicants could receive benefits if they sought knowledgeable help making their claims.
What
most citizens don't know is that Social Security law allows non-attorneys to represent
people making disability claims. "They," meaning SSA, created a career
niche, Scott said of his agency. For the past fourteen years, Scott has been
practicing in that niche, but more importantly has crafted a package of handbooks, tapes,
compact discs and computer software programs to train others to be non-attorney
representatives.
Richardson,
who has also had some family experience filing for disability benefits and met the same
difficulties as her clients, said a market definitely exists for non-attorney
representational services for the disabled. "As long as the price is
reasonable." Social Security law and Scott's training programs both address the
issue of fees. The law, which Scott's materials closely adhere to, sets a 25 percent
cut of a claimant's initial benefit as the maximum fee, capped at $4000 per case.
This fee maximum has recently been increased by SSA to $5,300 per case.
Range of resources
Scott charges $3500 for his
all-inclusive Executive training package. This level of training includes extensive
personalized support both by phone and via the Internet. You'll also be buying a
product that can't be replicated. The course contains exclusive
operational training and software
designed to bring efficiency to the process of disability representation.
Scott has his marketing eye on the
aging baby-boomer population, but even Social Security Administrator Kenneth Apfel has
acknowledged the continually growing market for the expert skills Scott provides within
his unique training program.
Need
growing rapidly!
In congressional testimony on Oct.
21, 1999, Apfel said about 25 to 35 percent of today's 20 year-olds are projected to
become disabled before retirement. Right now, 9 million people receive Social
Security and Supplemental Security Income disability benefits. Social Security
Disability Insurance, Scott's target market, is expected to explode over the next ten
years. This level of growth would extend the market to 5 percent of the insured Social
Security population, up from 3.5 percent now, Apfel said.
If the above numbers represent only 20 percent of those
who apply within a given age group, they suggest that Mr. Scott and his team
of highly skilled specialists have hooked into an industry and a job market
that offers huge opportunity. In short, disability advocacy is an
entrepreneur's dream.